tips-10

One third of Americans make a money resolution this year, but how many actually keep it? About 50% of people want to save more, and 28% want to pay down debt. Gleba & Associates can help keep your 2018 resolution!
2018-01-18T03:56:47+00:00
One third of Americans make a money resolution this year, but how many actually keep it? About 50% of people want to save more, and 28% want to pay down debt. Gleba & Associates can help keep your 2018 resolution!

tips-9

Surround yourself with people who are smarter, wiser and more experienced than you. You’ll pick up on their habits, knowledge, and abilities. Their influence will make you smarter and savvier along the way.
2018-01-04T07:46:13+00:00
Surround yourself with people who are smarter, wiser and more experienced than you. You’ll pick up on their habits, knowledge, and abilities. Their influence will make you smarter and savvier along the way.

tips-8

An early start to investing can make a huge difference in the success of your retirement. This is because of compounding. If a person puts away $100 every month from the age of 25 to 35, when retirement time comes, compounded interest will make that investment be worth $98,697. If that same person waits 10 years, and then decides to save $100 every month from 35 to 45, their compounded interest would only be worth $54,849 come retirement time.
2018-01-04T07:45:36+00:00
An early start to investing can make a huge difference in the success of your retirement. This is because of compounding. If a person puts away $100 every month from the age of 25 to 35, when retirement time comes, compounded interest will make that investment be worth $98,697. If that same person waits 10 years, and then decides to save $100 every month from 35 to 45, their compounded interest would only be worth $54,849 come retirement time.

tips-6

Hungry for some savings? Join a restaurant loyalty club, birthday and anniversary clubs, and buy discounted restaurant gift cards online. Also, don’t forget to check online for coupons to your favorite restaurants. You can have your cake and eat it too!
2018-01-04T07:45:12+00:00
Hungry for some savings? Join a restaurant loyalty club, birthday and anniversary clubs, and buy discounted restaurant gift cards online. Also, don’t forget to check online for coupons to your favorite restaurants. You can have your cake and eat it too!

tips-5

If you can afford to do it, postpone when you start collecting Social Security. If you delay by just four years past your Full Retirement Age (FRA), you could end up taking home 32% more every month. However, you may need to rely on your portfolio to provide the income needed until your delayed benefits are received.
2018-01-04T07:44:45+00:00
If you can afford to do it, postpone when you start collecting Social Security. If you delay by just four years past your Full Retirement Age (FRA), you could end up taking home 32% more every month. However, you may need to rely on your portfolio to provide the income needed until your delayed benefits are received.

tips-4

Is your 401(k) where you want it to be? Whether you’ve laid off the gas or pushed the pedal to the metal, the new year is just around the corner and now is the time to max out your savings. You can contribute to $18,000 toward your retirement plan before the end of the year.
2018-01-04T07:43:39+00:00
Is your 401(k) where you want it to be? Whether you’ve laid off the gas or pushed the pedal to the metal, the new year is just around the corner and now is the time to max out your savings. You can contribute to $18,000 toward your retirement plan before the end of the year.

tips-3

What your credit score means:

Your credit score give lenders an idea of how risky of an investment you are. Do you pay your bills on time or do you have a lot of outstanding debt that you’re not paying off? Your three-digit number comes from your credit report and is calculated using 5 categories:
1) Payment history (35%)
2) Amounts owed (30%)
3) Length of credit history (15%)
4) Types of credit history (15%)
5) New credit (10%)
2018-01-04T07:42:34+00:00
What your credit score means: Your credit score give lenders an idea of how risky of an investment you are. Do you pay your bills on time or do you have a lot of outstanding debt that you’re not paying off? Your three-digit number comes from your credit report and is calculated using 5 categories: 1) Payment history (35%) 2) Amounts owed (30%) 3) Length of credit history (15%) 4) Types of credit history (15%) 5) New credit (10%)

tips-2

If You can afford to do it, postpone when you start collecting Social Security. If you delay by just four year Full Retirement Age (FRA), you could end up taking home 32% more every month. However, you may need to rely on your portfolio to provide the income need until you delayed benefits are received.
2018-01-04T07:41:49+00:00
If You can afford to do it, postpone when you start collecting Social Security. If you delay by just four year Full Retirement Age (FRA), you could end up taking home 32% more every month. However, you may need to rely on your portfolio to provide the income need until you delayed benefits are received.

tips-1

Are You split-depositing yet? Automatically deposit your paycheck into 2 accounts. One for daily living expenses and the other as a saving (try 15%), preferably online and untouchable, meaning do not get a debit card linked to it. Check in on your saving in 6 month. You’ll be happily surprised.
2018-01-04T07:38:25+00:00
Are You split-depositing yet? Automatically deposit your paycheck into 2 accounts. One for daily living expenses and the other as a saving (try 15%), preferably online and untouchable, meaning do not get a debit card linked to it. Check in on your saving in 6 month. You’ll be happily surprised.

Tips

Make investing a daily goal. Start with investing $5 a day, every day, into your retirement savings. Increase it by a $1 per week. It’ll add up faster than you think. It’s smart investing, one day at a time.
2017-12-23T11:05:38+00:00
Make investing a daily goal. Start with investing $5 a day, every day, into your retirement savings. Increase it by a $1 per week. It’ll add up faster than you think. It’s smart investing, one day at a time.