Which Type of Insurance is Best For You?

There are many variations of life insurance. Below are some examples and features that make each product unique. Since insurance can be so complicated, I suggest you see a professional (like myself) to analyze and discuss your needs, and the type of insurance that would best suit you.

Life insurance

The right life insurance package can provide financial security for your family, your business, and your business partners. In general, there are two types of insurance, term or permanent insurance. Term insurance is temporary, and the terms can be from 1 to 30 years. Permanent insurance can be called Whole Life, Universal Life, Adjustable Life, and Variable Life, and generally lasts throughout your lifetime. Call us to discuss the differences and what it right for your situation.

Disability Insurance

Disability insurance helps replace a major portion of your income when you are sick or injured and unable to work. You may think of it as your paycheck protection. Having disability insurance can provide you a sense of security, knowing that if the unexpected should happen, you will still receive a monthly income.

Long-term Care (LTC) Insurance

Long Term Care Insurance is more than just ordinary retirement planning. It removes the worry of having to earmark your nest egg for the uncertainty of needing care. Your Long Term Care Insurance benefits can be used to pay for Home Health Care, Assisted Living Facilities, Adult Day Care and Nursing Homes.

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  • Address: 5435 Corporate Dr., Ste. 230, Troy, MI 48098
  • Tel: (248) 879-4510
  • Fax: (248) 879-4560
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